A PHP Error was encountered
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Message: Creation of dynamic property CI_URI::$config is deprecated
Filename: core/URI.php
Line Number: 101
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Router::$uri is deprecated
Filename: core/Router.php
Line Number: 127
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$benchmark is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$hooks is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$config is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$log is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$utf8 is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$uri is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$exceptions is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$router is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$output is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$security is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$input is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$lang is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$load is deprecated
Filename: core/Controller.php
Line Number: 78
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$db is deprecated
Filename: core/Loader.php
Line Number: 396
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated
Filename: database/DB_driver.php
Line Number: 371
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 132
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
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Filename: drivers/Session_files_driver.php
Line Number: 294
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 168
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 237
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 317
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 358
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 282
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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Severity: Warning
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Filename: Session/Session.php
Line Number: 289
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 304
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 314
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 315
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 316
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 317
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 375
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 110
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: Warning
Message: session_start(): Session cannot be started after headers have already been sent
Filename: Session/Session.php
Line Number: 143
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$session is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/helpers/my_helper.php
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$form_validation is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$email is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$cart is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$Industry_model is deprecated
Filename: core/Loader.php
Line Number: 358
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Industry::$pagination is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$benchmark is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$hooks is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$config is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$log is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$utf8 is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$uri is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$exceptions is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$router is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$output is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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Severity: 8192
Message: Creation of dynamic property CI_Loader::$security is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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Message: Creation of dynamic property CI_Loader::$input is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
A PHP Error was encountered
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Filename: core/Loader.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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Filename: core/Loader.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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Backtrace:
File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
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File: /home4/techwelfare/public_html/innohubtechnologies/application/frontend/controllers/Industry.php
File: /home4/techwelfare/public_html/innohubtechnologies/index.php
Innohub Technologies - IT Solutions Services
Banking And Financial Services
Financial services is a broad range of more specific activities such as banking, investing, and insurance . Financial services are limited to the activity of financial services firms and their professionals while financial products are the actual goods, accounts, or investments they provide
Banking, Financial Services and Insurance (BFSI)
Our service offerings for the BFSI industry
Banking, Financial Services and Insurance (BFSI) is set to grow exponentially in India due to the rising per capita income, introduction of new products, innovation in technology, expanding distribution, networking and increasing customer awareness of financial products. BFSI Industry has seen bold reforms in the last 15 years and will continue to be a top priority focus industry for India’s economic development based on inclusive growth.
Opportunities and Challenges:
BFSI industry is set to grow significantly in the coming years due to India’s economic expansion and growing awareness among the population of these financial products / services New and wider products will provide immense opportunities to develop niche areas The industry has adopted IT as an integral part of business strategy, where Innohub is well positioned to provide various services on such IT platforms High supervision by regulators will require constant vigilance and need to adopt measures to mitigate risks based on various control measures including ‘Risk Based Audits’ (RBA) as provided by:
The Reserve Bank of India in its RBA guidelines to banks The Insurance Regulatory authority of India (IRDA) to the insurance industry Securities Exchange Board of India (SEBI) for the mutual fund industry
How we can help:
Concurrent audit of Central Processing Centre Concurrent audit of Regional Processing Centre Concurrent audit and Internal audit of Branch Operations ‘Know Your Customer’ (KYC) audit Trade Finance audit Operations Manual compilation job Retail Liability audit Manpower assessment services ERM Framework designing services Retail Assets audit Depository Participant audit Certification Report (A1 & A2 Forms for Forex) Certification Report for Central Depository Services Limited Certification Report for National Depository Services Limited Stock audits on periodical basis Audit of hypothecated securities on a periodical basis SOX audits / reviews for selected branch operations areas
Concurrent audits:
Concurrent audit is examinations which is contemporaneous with the occurrence of transactions or is carried out as near thereto as possible. It attempts to shorten the interval between a transaction and its examination by an independent person not involved in its documentation. Concurrent audit is essentially a management process integral to the establishment of sound internal accounting functions and effective controls and setting the tone for a vigilance internal audit to preclude the incidence of serious errors and fraudulent manipulations.
Concurrent audits conducted by us include:
Compliance review for ‘Know Your Customer’ (KYC) guidelines issued by the regulators Review of all major ‘TAT’ (Turn Around Time) compliance set for major operational transactions Identification of ‘Revenue Leakages’ due to incorrect income realization (incorrect interest recovery, short or non recovery of charges or penalties, etc.) Continuous monitoring of systems and procedures including IT systems Review for compliance to all major regulatory requirements as applicable to banking and financial industry Review for compliance of the relevant Operational Manual applicable to various functions and reporting exceptions, if any and covers the following:
Corporate Banking and Trade Finance (Bill Discounting, Bank Guarantees, Packing Credit, Import and Export Remittances, etc.) Retail Liability (Current Account, Savings Account, term deposits, etc.) Retail Assets (Home Finance, Agricultural Finance, Personal Overdraft, etc.) Cash Management services Depository Participant Services Credit Administration Small and Medium Enterprises (SME) Finance
